So if you're looking for sub-prime or alternative financing to purchase your next home Omega Lending is primed to help you with that process.  We offer fixed rate loans, amortized over 30 years, and escrow taxes and insurance.  We have small down payment requirements (often under 3%) and low closing costs (fixed at $850).  Although we are not providing a mortgage, our borrowers see little difference between the two.  Omega Lending has created a unique way to finance a home for anyone.

If you have any questions before applying, our application coordinators and underwriting departments work 7 days a week.  You can even close on your next home outside of normal business hours.  So if you have less than perfect or no credit, a bankruptcy, foreclosure, judgment, or any other item that would prevent you from obtaining a loan through a regular mortgage lender, you've found the best source to help you, Omega Lending.